Seminole County, FL: Foreclosures, Tax Liens & Distressed Properties

Seminole County, FL, Florida: 17 ZIP codes scored, Seminole County, FL averaging 38/100 (moderate, Seminole, FL), from 38 to 39. Seminole County, FL is in its peak phase (Seminole, FL confidence 14/100): Seminole, FL home prices up 0.3% (Seminole, FL) over twelve months. Seminole County, FL lender headwind: 46/100.

Highest-scoring Seminole County, FL ZIPs: 32703 (39/100), 32810 (39/100), 32701 (38/100), 32707 (38/100), 32708 (38/100), 32714 (38/100). Also scored in Seminole County, FL: 32730, 32732, 32746, 32750, 32751, 32765, 32766, 32771, 32773, 32779.

Across Seminole County, FL's scored ZIPs: median home value $387,559, household income $81,923, 6.7% vacancy, 10.3% poverty, 65% owner-occupied, median age 39.6.

Seminole County, FL insurance distress 94/100 (#47 in the US); FEMA hazard 98/100 for Seminole, FL; 12 federal disaster declarations in Seminole County, FL since 2023 (6 hurricane); 89 Seminole, FL NFIP flood claims, $1.8M paid; Seminole, FL construction distress 80/100.

25 banks with 92 branches lend in Seminole County, FL; Seminole, FL weighted bank stress 63/100, highest 76/100 in Seminole, FL.

Seminole County, FL unemployment 4.3% (Seminole, FL -0.2 pts, six months); 1,888 new housing units permitted in Seminole County, FL over twelve months, Seminole, FL down 31% from 2,739; Seminole, FL home prices +11.2% a year (Seminole, FL) over three years.

199,565 housing units in Seminole County, FL; 63,479 Seminole, FL renter households; 55% of Seminole, FL renters spend 30%+ of income on rent, 27% (Seminole, FL) half or more.

Seminole County, FL ranks #857 nationally on the opportunity index (Seminole, FL, among all ranked counties); Seminole, FL scores 31.7/100 and Seminole, FL sits #60 inside Florida. Seminole, FL is in the watchlist opportunity phase; Seminole, FL's primary driver is construction, Seminole, FL second driver bank institutional; Seminole, FL moved up 425 places. 120 short-sale listings across Seminole, FL; 156 days on market observed in Seminole, FL; 6.1% vacancy over 17 Seminole, FL ZIPs.

0.8% of Seminole County, FL mortgages were ninety-plus days late in December 2025; Seminole, FL's thirty-to-eighty-nine-day share was 2.0% (CFPB county sample). Seminole, FL's ninety-day rate is up 0.5 points on twelve months earlier; the Seminole, FL peak since 2008 was 8.2% in May 2012; Florida overall reads 1.2%.

Seminole County, FL has 5 watched banks; 5 Seminole, FL banks sit in an elevated band. Seminole, FL footprints: Seacoast National Bank (4 branches, stress 58) in Seminole, FL; Bankunited National Assn (2 branches, stress 76) in Seminole, FL; Mainstreet Cmty Bank Of Fl (2 branches, stress 74) in Seminole, FL.

HUD lists 5 assisted multifamily properties in Seminole County, FL with 976 units; 12 Seminole, FL units are assisted.

12,317 of the 199,565 housing units in Seminole, FL sit vacant. Seminole County, FL permitted 1,148 multifamily units in twelve months; Seminole, FL's one-to-four unit structures added 740 units in Seminole County, FL.