ZIP 32766 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32766 (Seminole County, Florida) at a moderate 37/100 for overall property distress. The latent-versus-live split is 80/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (92/100), flood (NFIP) exposure (67/100). Its standout signals are structural risk (80/100), construction/permit lag (77/100), institutional ownership (68/100). On the quiet end sit mortgage stress (25/100).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 14% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 15,966 people live here, median age 42. Owners hold 89% of homes, renters 11%. The poverty rate is 6.9% — low. Rent burden reaches 45% of tenant households. The typical home is worth about $564,400 (3.6× income, relatively affordable). Around 53% of adults hold a bachelor's degree or higher. There are about 5,081 housing units across 32766. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 0.4%. Median household income is $146,215, above the U.S. median near $78,000.

Net-net, 32766 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Inside the full report, DLRadar lists 242 distressed properties for 32766 — owner, address, APN, per-parcel score, bank exposure and exit read.

The 32766 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 32766 stays directly comparable to neighboring ZIPs and the rest of Seminole County, Florida. 32766 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

32766's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32766 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.