ZIP 32732 Property Distress & Foreclosure Data

In Seminole County, Florida, ZIP 32732 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (68/100), structural risk (64/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (12/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (92/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 64/100 structural and 8/100 already moving.

The market reads contraction — home values held roughly flat year on year, and 16% higher over three years (phase confidence 43/100). A cooling market tends to open discount-to-value windows.

Households earn a median $112,222 — above the roughly $78,000 national figure. Around 76% of renters are cost-burdened. The vacancy rate is 14.4% — elevated. About 5,164 people live here, median age 45. About 45% have a four-year degree. On demographic stress specifically, 32732 scores 33/100. The ZIP holds roughly 2,068 housing units. The tenure split is 94% owner-occupied to 6% rented. Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. A median home runs $487,600 here, or 4.2 times local income.

Net-net, 32732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 105 individual distressed properties in 32732, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.