ZIP 32736 Property Distress & Foreclosure Data

ZIP code 32736 in Lake County, Florida carries a composite property-distress score of 35/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (77/100), institutional ownership (70/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 77/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)).

The contraction-phase market in 32736 posted values that held roughly flat over the year, and 14% higher over three years (phase confidence 43/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $83,727, median income runs near typical U.S. levels. The poverty rate is 6.5% — low. The typical home is worth about $386,000 (4.2× income). Around 14% of renters are cost-burdened. 92% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. The ZIP holds roughly 4,568 housing units. Population is roughly 11,582 with a median age of 50. The vacancy rate is 5.7%.

On the whole, 32736 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.