ZIP 32736 Foreclosure, Tax-Lien & Distress Report

In Lake County, Florida, ZIP 32736 scores 36 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). By contrast, mortgage stress (27/100) register low. Latent structural risk is 78/100 while live distress already moving reads 8/100. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (91/100), flood (NFIP) exposure (74/100).

The peak-phase market in 32736 posted values that held roughly flat over the year, and 14% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $83,727, median income runs near typical U.S. levels. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Home values center near $386,000, an affordability ratio of 4.2×. Around 14% of renters are cost-burdened. 92% of housing is owner-occupied. Educational attainment sits at 22% bachelor's-or-above. On demographic stress specifically, 32736 scores 26/100. There are about 4,568 housing units across 32736. 11,582 residents call 32736 home, typically aged 50. The vacancy rate is 5.7%.

Overall, 32736 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. DLRadar currently tracks 1 individual distressed properties in 32736, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Whether 32736 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 32736 can be compared directly against any other ZIP in Lake County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 32736, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

32736's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 32736 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.