Lake County, FL: Foreclosures, Tax Liens & Distressed Properties
Lake County, FL, Florida: 30 ZIP codes scored, Lake County, FL averaging 37/100 (moderate, Lake, FL), from 34 to 38. Lake County, FL is in its peak phase (Lake, FL confidence 14/100): Lake, FL home prices up 0.3% (Lake, FL) over twelve months. Lake County, FL lender headwind: 51/100.
Highest-scoring Lake County, FL ZIPs: 32720 (38/100), 32757 (38/100), 34787 (38/100), 32102 (37/100), 32726 (37/100), 32735 (37/100). Also scored in Lake County, FL: 32736, 32767, 32776, 32778, 34705, 34711, 34714, 34715, 34729, 34731.
Across Lake County, FL's scored ZIPs: median home value $317,983, household income $80,409, 14.8% vacancy, 9.1% poverty, 83% owner-occupied, median age 48.7.
Lake County, FL insurance distress 95/100 (#30 in the US); FEMA hazard 98/100 for Lake, FL; 12 federal disaster declarations in Lake County, FL since 2023 (6 hurricane); 93 Lake, FL NFIP flood claims, $2.9M paid; Lake, FL construction distress 62/100.
17 banks with 69 branches lend in Lake County, FL; Lake, FL weighted bank stress 67/100, highest 94/100 in Lake, FL.
Lake County, FL unemployment 4.9% (Lake, FL -0.4 pts, six months); 4,613 new housing units permitted in Lake County, FL over twelve months, Lake, FL down 12% from 5,251; Lake, FL home prices +11.5% a year (Lake, FL) over three years.
187,580 housing units in Lake County, FL; 37,241 Lake, FL renter households; 54% of Lake, FL renters spend 30%+ of income on rent, 25% (Lake, FL) half or more.
Lake County, FL ranks #255 nationally on the opportunity index (Lake, FL, among all ranked counties); Lake, FL scores 35.3/100 and Lake, FL sits #34 inside Florida. Lake, FL is in the peak_opportunity opportunity phase; Lake, FL's primary driver is construction, Lake, FL second driver vacancy; Lake, FL moved up 203 places. 230 short-sale listings across Lake, FL; 81 days on market observed in Lake, FL; 11.9% vacancy over 30 Lake, FL ZIPs.
1.6% of Lake County, FL mortgages were ninety-plus days late in December 2025; Lake, FL's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Lake, FL's ninety-day rate is up 1.1 points on twelve months earlier; the Lake, FL peak since 2008 was 8.4% in January 2010; Florida overall reads 1.2%.
Lake County, FL has 6 watched banks; 6 Lake, FL banks sit in an elevated band. Lake, FL footprints: United Southern Bank (12 branches, stress 74) in Lake, FL; Seacoast National Bank (6 branches, stress 58) in Lake, FL; First Nb Of Mount Dora (3 branches, stress 76) in Lake, FL.
HUD lists 11 assisted multifamily properties in Lake County, FL with 1,556 units; 136 Lake, FL units are assisted, 4 Lake, FL properties under project-based Section 8.
23,083 of the 187,580 housing units in Lake, FL sit vacant. Lake County, FL permitted 324 multifamily units in twelve months; Lake, FL's one-to-four unit structures added 4,289 units in Lake County, FL.