ZIP 34736 Property Distress & Foreclosure Data

DLRadar grades ZIP 34736 (Lake County, Florida) at a moderate 35/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (75/100). On the structural side it scores 77/100, with 8/100 of stress already active. Property-level stress concentrates in structural risk (77/100), institutional ownership (70/100), construction/permit lag (57/100). By contrast, mortgage stress (27/100) register low.

The market reads contraction — home values held roughly flat year on year, and 17% higher over three years (phase confidence 43/100). A cooling market tends to open discount-to-value windows.

Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 34736 scores 27/100. The tenure split is 88% owner-occupied to 12% rented. The ZIP holds roughly 10,746 housing units. About 32% have a four-year degree. A median home runs $357,200 here, or 4.1 times local income. Households earn a median $82,478 — near the roughly $78,000 national figure. The vacancy rate is 6.0%. Around 28% of renters are cost-burdened. About 26,086 people live here, median age 42.

Net-net, 34736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 1 individual distressed properties in 34736, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.