ZIP 34748 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 34748 (Lake County, Florida) returns a moderate composite of 36/100. On the structural side it scores 78/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (91/100), flood (NFIP) exposure (74/100). Its standout signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). mortgage stress (27/100) stay muted.

The peak-phase market in 34748 posted values that held roughly flat over the year, and 9% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 17.8% — elevated. Median household income is $53,768, below the U.S. median near $78,000. Owners hold 73% of homes, renters 27%. Educational attainment sits at 24% bachelor's-or-above. Home values center near $243,900, an affordability ratio of 4.2×. The ZIP holds roughly 25,901 housing units. Population is roughly 45,960 with a median age of 60. The demographic-stress sub-score lands at 36/100. Rent burden reaches 58% of tenant households. 13.0% of residents fall below the poverty threshold.

Taken together, 34748 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 7 individual distressed properties in 34748, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 34748's 36/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 34748, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 34748 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 36/100 roll-up. Practically, 34748 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.