ZIP 34731 Foreclosure, Tax-Lien & Distress Report
Lake County, Florida · High Vacancy market
DLRadar grades ZIP 34731 (Lake County, Florida) at a moderate 36/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (98/100), climate & FEMA risk (91/100), flood (NFIP) exposure (74/100)). The sharpest non-environmental signals are structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). On the quiet end sit mortgage stress (27/100). Structural exposure scores 78 and live distress 8 on the 0–100 scale.
The market reads peak — home values held roughly flat year on year, and 15% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 12,239 with a median age of 49. A median home runs $199,800 here, or 2.9 times local income. Roughly 10.7% live below the poverty line. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 82% owner-occupied to 18% rented. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 6,344 housing units. Around 54% of renters are cost-burdened. At $63,329, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher.
On the whole, 34731 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 38 distressed properties for 34731 — owner, address, APN, per-parcel score, bank exposure and exit read.
Whether 34731 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34731 can be compared directly against any other ZIP in Lake County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 34731, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
34731's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 34731 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 34731
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 38 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 34731 by the numbers
Current distress, phase, housing and lender-pressure figures for 34731, drawn from the same report attached to each property.
Nearby ZIPs in Lake County
Explore related distress reports
Other reports tied to Lake County, Florida — ZIP, county and statewide.
The complete 34731 distress and acquisition report
Pull every distressed parcel in 34731 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology