ZIP 34731 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 34731 (Lake County, Florida) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (92/100), climate & FEMA risk (91/100)). The sharpest non-environmental signals are structural risk (81/100), institutional ownership (73/100), construction/permit lag (62/100). On the quiet end sit mortgage stress (27/100). Structural exposure scores 81 and live distress 8 on the 0–100 scale.

The market reads peak — home values held roughly flat year on year, and 15% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 12,239 with a median age of 49. A median home runs $199,800 here, or 2.9 times local income. Roughly 10.7% live below the poverty line. Vacancy runs 20.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 82% owner-occupied to 18% rented. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 6,344 housing units. Around 54% of renters are cost-burdened. At $63,329, median income runs below typical U.S. levels. Around 17% of adults hold a bachelor's degree or higher.

On the whole, 34731 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 34731 at the moment; the composite and its components are still built from verifiable records.

Whether 34731 runs hot or quiet, its 37/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34731 can be compared directly against any other ZIP in Lake County, Florida or nationwide. Nothing here is interpolated — where a source is thin for 34731, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

34731's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 34731 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.