ZIP 32735 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 32735 (Lake County, Florida) lands at 37/100 — moderate on DLRadar's distress scoring. On the structural side it scores 81/100, with 8/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), flood (NFIP) exposure (92/100), climate & FEMA risk (91/100). The most distinctive pressure shows up in structural risk (81/100), institutional ownership (73/100), construction/permit lag (62/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values held roughly flat year on year, and 20% higher over three years, at 14/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,346 with a median age of 49. 88% of housing is owner-occupied. Rent burden reaches 37% of tenant households. About 23% have a four-year degree. The vacancy rate is 14.5% — elevated. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 2,480 housing units. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. Home values center near $273,300, an affordability ratio of 3.7× — accessible. At $68,503, median income runs below typical U.S. levels.

Taken together, 32735 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 32735 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 32735's 37/100 can be lined up against any neighbor in Lake County, Florida or any ZIP coast to coast. Where the record is thin for 32735, the field stays empty rather than modeled, and fills in as new documents post.

The 37/100 figure for 32735 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 32735 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.