ZIP 32778 Foreclosure, Tax-Lien & Distress Report

ZIP 32778's composite property-distress score is 36/100 - DLRadar classes that as moderate for Lake County, Florida. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (91/100), flood (NFIP) exposure (74/100). Structural risk reads 78/100 against active distress of 8/100. The pressure is most legible in structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). By contrast, mortgage stress (27/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 10% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $61,815 — below the roughly $78,000 national figure. Educational attainment sits at 25% bachelor's-or-above. Population is roughly 25,099 with a median age of 54. A median home runs $266,500 here, or 3.9 times local income. The poverty rate is 9.4%. On demographic stress specifically, 32778 scores 31/100. Rent burden reaches 42% of tenant households. The ZIP holds roughly 12,278 housing units. Vacancy runs 12.5%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied.

Taken together, 32778 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 104 individual distressed properties in 32778, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Because one deterministic model scores every ZIP, 32778's 36/100 can be lined up against any neighbor in Lake County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32778 reflects the current record instead of a stale or modeled snapshot.

32778's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 32778 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.