ZIP 32778 Property Distress & Foreclosure Data

In Lake County, Florida, ZIP 32778 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (91/100), flood (NFIP) exposure (75/100)). On the structural side it scores 77/100, with 8/100 of stress already active. Its standout signals are structural risk (77/100), institutional ownership (70/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (27/100).

The contraction-phase market in 32778 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 43/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

At $61,815, median income runs below typical U.S. levels. Around 25% of adults hold a bachelor's degree or higher. Population is roughly 25,099 with a median age of 54. The typical home is worth about $266,500 (3.9× income, relatively affordable). The poverty rate is 9.4%. The demographic-stress sub-score lands at 31/100. Around 42% of renters are cost-burdened. The ZIP holds roughly 12,278 housing units. The vacancy rate is 12.5% — elevated. 78% of housing is owner-occupied.

On the whole, 32778 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

35/100
Composite stress
77/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 32778

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Lake County

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Deterministic. Every signal traces to a public dataset · methodology