ZIP 34797 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 34797 (Lake County, Florida) returns a moderate composite of 36/100. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (91/100), flood (NFIP) exposure (74/100). The pressure is most legible in structural risk (78/100), institutional ownership (69/100), construction/permit lag (66/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 78/100 against active distress of 8/100.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 38% higher over three years (phase confidence 14/100). Topping markets hide individual distress behind strong averages.

The tenure split is 97% owner-occupied to 3% rented. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 672 housing units. Households earn a median $127,616 — above the roughly $78,000 national figure. Population is roughly 1,142 with a median age of 72. The typical home is worth about $400,000 (3.0× income, relatively affordable). About 43% have a four-year degree. DLRadar's demographic-stress index for the area reads 21/100.

Net-net, 34797 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 34797's 36/100 can be lined up against any neighbor in Lake County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 34797 reflects the current record instead of a stale or modeled snapshot.

Behind 34797's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 34797 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.