ZIP 32195 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 32195 in Marion County, Florida comes in at 33, a moderate composite-distress reading. On the structural side it scores 70/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (62/100), institutional ownership (60/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (94/100).

Prices here sit in a recovery phase: values rose 1.7% over the trailing year, 1.1% off the recent peak, and 33% higher over three years (phase confidence 14/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

3,282 residents call 32195 home, typically aged 56. Home values center near $215,100, an affordability ratio of 2.4× — accessible. Owners hold 94% of homes, renters 6%. Rent burden reaches 13% of tenant households. There are about 1,557 housing units across 32195. Roughly 9.5% live below the poverty line. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. About 11% have a four-year degree. Households earn a median $61,771 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 23/100.

On the whole, 32195 leans distressed, with opportunity clustered in specific stressed parcels. While 32195 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 32195 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 32195 stays directly comparable to neighboring ZIPs and the rest of Marion County, Florida. Where the public record is thin for 32195, the field stays empty rather than modeled, and fills in as new documents post.

32195's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 32195 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.