ZIP 34491 Foreclosure, Tax-Lien & Distress Report

ZIP code 34491 in Marion County, Florida carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (94/100), flood (NFIP) exposure (68/100). The latent-versus-live split is 78/100 structural and 7/100 already moving. Leading the profile are structural risk (78/100), institutional ownership (69/100), construction/permit lag (63/100). By contrast, mortgage stress (23/100) register low.

The recovery-phase market in 34491 posted values that rose 1.9% over the year, 1.2% off the recent peak, and 7% higher over three years, at 17/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 34491 scores 30/100. 11.6% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented. Educational attainment sits at 22% bachelor's-or-above. The ZIP holds roughly 15,976 housing units. Home values center near $274,200, an affordability ratio of 3.8× — accessible. Households earn a median $65,900 — below the roughly $78,000 national figure. 32,369 residents call 34491 home, typically aged 54. Rent burden reaches 37% of tenant households. Vacancy runs 9.1%.

On balance 34491 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 34491 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 34491's 36/100 can be lined up against any neighbor in Marion County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 34491 shows blanks, not estimates, wherever the record is sparse.

The 36/100 figure for 34491 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 34491 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.