ZIP 32686 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32686 (Marion County, Florida) at a moderate 36/100 for overall property distress. Property-level stress concentrates in structural risk (78/100), institutional ownership (69/100), construction/permit lag (63/100). On the quiet end sit mortgage stress (23/100). It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (94/100), flood (NFIP) exposure (68/100). On the structural side it scores 78/100, with 7/100 of stress already active.

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 1.2% off the recent peak, and 48% higher over three years, at 17/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $46,793, below the U.S. median near $78,000. The tenure split is 65% owner-occupied to 35% rented. Roughly 27.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 2,570 housing units. About 5,531 people live here, median age 40. Educational attainment sits at 16% bachelor's-or-above. Around 49% of renters are cost-burdened. A median home runs $334,100 here, or 6.0 times local income. DLRadar's demographic-stress index for the area reads 44/100. The vacancy rate is 14.3% — elevated.

Net-net, 32686 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 32686 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 32686's 36/100 can be lined up against any neighbor in Marion County, Florida or any ZIP coast to coast. Sparse data for 32686 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 36/100 for 32686 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 32686 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.