Lake County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lake County, Florida? DLRadar grades every Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 38/100. Here is the 2026 Lake County breakdown.
- Lake County's most distressed ZIP is 32720 at 38/100.
- 30 ZIP codes tracked in Lake County, averaging 36/100 distress.
- Lake County reads peak — home values up 0.3% year over year, 0.7% off peak.
- Vacancy runs 14.8% across Lake County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Lake County home is worth about $317,983 against a ~$80,409 median income.
- Lending headwind in Lake County sits at 51/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32720 | 38/100 |
| 2 | 34787 | 38/100 |
| 3 | 32102 | 37/100 |
| 4 | 32757 | 37/100 |
| 5 | 32726 | 36/100 |
| 6 | 32735 | 36/100 |
| 7 | 32736 | 36/100 |
| 8 | 32767 | 36/100 |
| 9 | 32776 | 36/100 |
| 10 | 32778 | 36/100 |
| 11 | 34705 | 36/100 |
| 12 | 34711 | 36/100 |
Most distressed ZIP codes in Lake County (composite distress 0-100, 2026)
What is driving Lake County distress
Lake County's placement in the national index rests on public filings — a 36/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Lake County market phase and pricing
Phase for Lake County: peak (+0.3% YoY, 0.7% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Lake County
Everything summarised here for Lake County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
Nothing charged today · every module open, on live data.
Questions and answers
Which ZIP code leads Lake County on distress?
ZIP 32720 leads Lake County at 38/100, recomputed monthly from public records.
What market phase is Lake County in?
Phase for Lake County: peak, tracking a 0.3% gain year over year, read off the FHFA index.
Can the Lake County figures be verified?
Every Lake County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 30 Lake County ZIP codes that it runs on every other U.S. county, so Lake County's numbers are directly comparable to any other market.
How much do distress scores vary between Lake County ZIP codes?
A single county score papers over real variation. Across the Lake County ZIPs DLRadar ranks, scores run from 38/100 in 32720 down to 36/100 in 34711, against a Lake County average of 36/100. The 2-point range is the argument for ZIP-level search across Lake County.
What do Lake County home values and vacancy say about distressed supply?
The typical Lake County home carries about $317,983 of value against a median household income near $80,409. Vacancy across Lake County's tracked ZIPs runs 14.8% and the poverty rate is 9.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Lake County's foreclosure and lien filings and its 51/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.