Lake County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lake County, Florida? DLRadar grades every Lake County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Lake County breakdown.
- Lake County's most distressed ZIP is 32102 at 36/100.
- 30 ZIP codes tracked in Lake County, averaging 35/100 distress.
- Lake County reads contraction — home values down 0.3% year over year.
- Vacancy runs 14.8% across Lake County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Lake County home is worth about $317,983 against a ~$80,409 median income.
- Lending headwind in Lake County sits at 18/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32102 | 36/100 |
| 2 | 32720 | 36/100 |
| 3 | 32159 | 35/100 |
| 4 | 32702 | 35/100 |
| 5 | 32726 | 35/100 |
| 6 | 32735 | 35/100 |
| 7 | 32736 | 35/100 |
| 8 | 32767 | 35/100 |
| 9 | 32778 | 35/100 |
| 10 | 34705 | 35/100 |
| 11 | 34711 | 35/100 |
| 12 | 34714 | 35/100 |
Most distressed ZIP codes in Lake County (composite distress 0-100, 2026)
What is driving Lake County distress
Lake County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 35/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lake County market phase and pricing
Lake County reads contraction — home prices fell 0.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Lake County
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Frequently asked questions
What is the most distressed ZIP code in Lake County, FL?
ZIP 32102 leads Lake County at 36/100, recomputed monthly from public records.
What market phase is Lake County in?
Lake County reads contraction, with home prices down 0.3% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Lake County data come from?
Every figure traces to a public source — FHFA HPI, CFPB, county recorder filings, FEMA/NFIP and Census ACS — scored deterministically, the same way in every county.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.