Lake County, FL: Home-Insurance Distress & Forced-Sale Pressure
Lake County, FL: 95/100 (severe) home-insurance distress; Lake, FL band HIGH; Lake, FL #30 of 3,222 counties; Lake, FL #22 of 67 in Florida.
FEMA hazard, Lake, FL: 98/100; Lake, FL declarations, three years: 8; Lake, FL perils: 6 hurricane, 4 tropical-storm; Lake, FL five-year count 18 (severity 24.0); Lake, FL ten-year 18; hazard-weighted, Lake, FL: 32.0.
Declared incidents on the Lake, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (Lake, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Lake, FL).
NFIP claims, Lake, FL, three years: 93; Lake, FL payouts $2,854,100; per Lake, FL claim $30,689; Lake, FL claim-stress 92/100.
Lake, FL monthly score rose, 89 (March 2026) to 95 (October 2026); Lake, FL by month: March 89, April 89, May 89, June 89 (Lake, FL), July 89, August 89, September 89, October 95.
Lake, FL components: climate 98, NFIP claims 92; Lake, FL retreat index 95.
Construction distress, Lake, FL: 62/100 as of August 2026 (Lake, FL: 52/100 one-to-four unit, 99/100 multifamily).
Lake, FL ZIPs, June 2026 (Lake, FL, 16 highest): score 0 (Lake, FL), climate 97 (Lake, FL): 34787; score 0 (Lake, FL), climate 94 (Lake, FL): 32195, 32720, 32757; score 0 (Lake, FL), climate 93 (Lake, FL): 32102, 32784; score 0 (Lake, FL), climate 92 (Lake, FL): 32702, 32776; score 0 (Lake, FL), climate 91 (Lake, FL): 32726, 32735, 32736, 32767, Lake, FL 32778, 34705, 34711, 34714.
DLRadar rescores Lake, FL monthly; Lake, FL readings join Lake, FL foreclosure, lien and ownership parcels (Lake, FL), so cost-squeezed Lake, FL owners surface before listing.
Inside Florida, Lake County ranks 23rd of 67 counties for home-insurance distress at 95/100; Broward County (96/100) sits just above Lake County, and Indian River County (95/100) sits just below Lake County.
Deterministic. Every Lake County, FL signal traces to a public Lake dataset (FEMA, NFIP, Census for Lake, FL) · how insurance distress works in Lake, FL · methodology
FAQ: Lake County, FL insurance distress
What is the Lake County, FL home-insurance-distress score?
Lake, FL: 95/100 (HIGH), #30 of 3,222, #22 in Florida. FEMA hazard, Lake, FL: 98/100; NFIP stress, Lake, FL: 92/100; construction, Lake, FL: 62/100; Lake, FL rescores monthly.
Is Lake County insurance distress getting better or worse (FL)?
Lake, FL: 89 in March 2026; Lake, FL: 95 in October 2026 (worse); Lake, FL climate component 98; Lake, FL NFIP claims score 92.
How many flood-insurance claims has Lake County, FL had?
Lake, FL: 93 NFIP claims, three years; Lake, FL paid $2,854,100; per Lake, FL claim $30,689; carriers reprice Lake, FL against that record.
Which Lake County ZIP codes carry the most insurance distress (FL)?
Lake, FL, June 2026: 34787 at 0, 32195 at 0, 32720 at 0, 32757 at 0; Lake, FL climate scores there: 97, 94, 94, 94.
Why does Lake, FL insurance distress create sellers?
A Lake, FL premium outruns the Lake, FL budget; a carrier leaves Lake, FL; Lake, FL carrying cost passes plan; Lake, FL owners sell while current; Lake, FL insurance distress leads Lake, FL foreclosure data.