Flagler County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Flagler County, Florida? DLRadar grades every Flagler County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 39/100. Here is the 2026 Flagler County breakdown.
- Flagler County's most distressed ZIP is 32180 at 39/100.
- 7 ZIP codes tracked in Flagler County, averaging 35/100 distress.
- Flagler County reads contraction — home values down 0.5% year over year, 0.8% off peak.
- Vacancy runs 17.9% across Flagler County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Flagler County home is worth about $380,286 against a ~$73,600 median income.
- Lending headwind in Flagler County sits at 50/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 32180 | 39/100 |
| 2 | 32080 | 38/100 |
| 3 | 32174 | 37/100 |
| 4 | 32110 | 33/100 |
| 5 | 32136 | 33/100 |
| 6 | 32137 | 33/100 |
| 7 | 32164 | 33/100 |
Most distressed ZIP codes in Flagler County (composite distress 0-100, 2026)
What is driving Flagler County distress
The Flagler County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 35/100 ZIP average. No proprietary or modelled inputs enter the score.
Flagler County market phase and pricing
Flagler County reads contraction — home prices fell 0.5% over the last year and are 0.8% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Flagler County
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Frequently asked
Which Flagler County ZIP scores worst for distress?
ZIP 32180 leads Flagler County at 39/100, recomputed monthly from public records.
Which phase does Flagler County sit in right now?
Phase for Flagler County: contraction, tracking a 0.5% decline year over year, read off the FHFA index.
Where does the Flagler County data come from?
Every Flagler County figure traces to a public source — FHFA House Price Index for the contraction trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 7 Flagler County ZIP codes that it runs on every other U.S. county, so Flagler County's numbers are directly comparable to any other market.
How much do distress scores vary between Flagler County ZIP codes?
One county number flattens a wide range. Across the Flagler County ZIPs DLRadar ranks, scores run from 39/100 in 32180 down to 33/100 in 32164, against a Flagler County average of 35/100. The 6-point range is the argument for ZIP-level search across Flagler County.
What do Flagler County home values and vacancy say about distressed supply?
The typical Flagler County home carries about $380,286 of value against a median household income near $73,600. Vacancy across Flagler County's tracked ZIPs runs 17.9% and the poverty rate is 10.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Flagler County's foreclosure and tax-lien record and its 50/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.