Flagler County, FL: Home-Insurance Distress & Forced-Sale Pressure
Flagler County, FL: 95/100 (severe) home-insurance distress; Flagler, FL band HIGH; Flagler, FL #38 of 3,222 counties; Flagler, FL #25 of 67 in Florida; raw Flagler, FL 94.0.
FEMA hazard, Flagler, FL: 98/100; Flagler, FL declarations, three years: 8; Flagler, FL perils: 6 hurricane, 4 tropical-storm; Flagler, FL five-year count 18 (severity 24.0); Flagler, FL ten-year 18; hazard-weighted, Flagler, FL: 32.0.
Declared incidents on the Flagler, FL record: 2024 Tropical Storm 6; 2024 Hurricane 6 (Flagler, FL); 2023 Tropical Storm 1; 2023 Hurricane 1 (Flagler, FL).
NFIP claims, Flagler, FL, three years: 72; Flagler, FL payouts $1,924,687; per Flagler, FL claim $26,732; Flagler, FL claim-stress 90/100.
Flagler, FL monthly score rose, 91 (March 2026) to 95 (October 2026); Flagler, FL by month: March 91, April 91, May 91, June 91 (Flagler, FL), July 91, August 91, September 91, October 95.
Flagler, FL components: climate 98, NFIP claims 90; Flagler, FL retreat index 95.
Construction distress, Flagler, FL: 57/100 as of August 2026 (Flagler, FL: 64/100 one-to-four unit, 9/100 multifamily).
Flagler, FL ZIPs, June 2026 (Flagler, FL, 7 highest): score 0 (Flagler, FL), climate 94 (Flagler, FL): 32180; score 0 (Flagler, FL), climate 92 (Flagler, FL): 32174; score 0 (Flagler, FL), climate 89 (Flagler, FL): 32080; score 0 (Flagler, FL), climate 83 (Flagler, FL): 32136; score 0 (Flagler, FL), climate 82 (Flagler, FL): 32110, 32137, 32164.
DLRadar rescores Flagler, FL monthly; Flagler, FL readings join Flagler, FL foreclosure, lien and ownership parcels (Flagler, FL), so cost-squeezed Flagler, FL owners surface before listing.
Inside Florida, Flagler County ranks 27th of 67 counties for home-insurance distress at 95/100; Leon County (95/100) sits just above Flagler County, and Wakulla County (95/100) sits just below Flagler County.
Deterministic. Every Flagler County, FL signal traces to a public Flagler dataset (FEMA, NFIP, Census for Flagler, FL) · how insurance distress works in Flagler, FL · methodology
FAQ: Flagler County, FL insurance distress
What is the Flagler County, FL home-insurance-distress score?
Flagler, FL: 95/100 (HIGH), #38 of 3,222, #25 in Florida. FEMA hazard, Flagler, FL: 98/100; NFIP stress, Flagler, FL: 90/100; construction, Flagler, FL: 57/100; Flagler, FL rescores monthly.
Is Flagler County insurance distress getting better or worse (FL)?
Flagler, FL: 91 in March 2026; Flagler, FL: 95 in October 2026 (worse); Flagler, FL climate component 98; Flagler, FL NFIP claims score 90.
How many flood-insurance claims has Flagler County, FL had?
Flagler, FL: 72 NFIP claims, three years; Flagler, FL paid $1,924,687; per Flagler, FL claim $26,732; carriers reprice Flagler, FL against that record.
Which Flagler County ZIP codes carry the most insurance distress (FL)?
Flagler, FL, June 2026: 32180 at 0, 32174 at 0, 32080 at 0, 32136 at 0; Flagler, FL climate scores there: 94, 92, 89, 83.
Why does Flagler, FL insurance distress create sellers?
A Flagler, FL premium outruns the Flagler, FL budget; a carrier leaves Flagler, FL; Flagler, FL carrying cost passes plan; Flagler, FL owners sell while current; Flagler, FL insurance distress leads Flagler, FL foreclosure data.