ZIP 32640 Property Distress & Foreclosure Data

Alachua County, Florida's ZIP 32640 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (62/100), structural risk (58/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (18/100). The latent-versus-live split is 58/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (85/100)).

The peak-phase market in 32640 posted values that held roughly flat over the year, and 15% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 29/100. The vacancy rate is 19.7% — elevated. The typical home is worth about $169,900 (2.6× income, relatively affordable). Around 34% of renters are cost-burdened. At $58,727, median income runs below typical U.S. levels. Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,338 housing units. Population is roughly 10,780 with a median age of 46. The poverty rate is 16.6% — high, a tax-stress and distress correlate. 84% of housing is owner-occupied.

On the whole, 32640 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.