Alachua County, FL: Foreclosures, Tax Liens & Distressed Properties
Alachua County, FL, Florida: 24 ZIP codes scored, Alachua County, FL averaging 29/100 (low, Alachua, FL), from 25 to 34. Alachua County, FL is in its contraction phase (Alachua, FL confidence 30/100): Alachua, FL home prices down 0.3% (Alachua, FL) over twelve months, 2.1% under their peak. Alachua County, FL lender headwind: 39/100.
Highest-scoring Alachua County, FL ZIPs: 32667 (34/100), 32601 (30/100), 32603 (30/100), 32605 (30/100), 32606 (30/100), 32607 (30/100). Also scored in Alachua County, FL: 32608, 32609, 32610, 32612, 32615, 32616, 32631, 32640, 32641, 32653.
Across Alachua County, FL's scored ZIPs: median home value $253,310, household income $62,766, 11.6% vacancy, 20.6% poverty, 63% owner-occupied, median age 40.0.
Alachua County, FL insurance distress 86/100 (#212 in the US); FEMA hazard 99/100 for Alachua, FL; 18 federal disaster declarations in Alachua County, FL since 2023 (9 hurricane); 7 Alachua, FL NFIP flood claims, $22K paid; Alachua, FL construction distress 13/100.
18 banks with 53 branches lend in Alachua County, FL; Alachua, FL weighted bank stress 61/100, highest 94/100 in Alachua, FL.
Alachua County, FL unemployment 5.4%; 2,201 new housing units permitted in Alachua County, FL over twelve months, Alachua, FL up 39% from 1,584; Alachua, FL home prices +10.4% a year (Alachua, FL) over three years.
127,731 housing units in Alachua County, FL; 51,802 Alachua, FL renter households; 57% of Alachua, FL renters spend 30%+ of income on rent, 33% (Alachua, FL) half or more.
Alachua County, FL ranks #1,342 nationally on the opportunity index (Alachua, FL, among all ranked counties); Alachua, FL scores 30.0/100 and Alachua, FL sits #67 inside Florida. Alachua, FL is in the early_signal opportunity phase; Alachua, FL's primary driver is bank institutional, Alachua, FL second driver vacancy; Alachua, FL moved up 795 places. 38 short-sale listings across Alachua, FL; 108 days on market observed in Alachua, FL; 10.1% vacancy over 24 Alachua, FL ZIPs.
1.0% of Alachua County, FL mortgages were ninety-plus days late in December 2025; Alachua, FL's thirty-to-eighty-nine-day share was 1.8% (CFPB county sample). Alachua, FL's ninety-day rate is up 0.3 points on twelve months earlier; the Alachua, FL peak since 2008 was 5.5% in June 2012; Florida overall reads 1.2%.
Alachua County, FL has 6 watched banks; 6 Alachua, FL banks sit in an elevated band. Alachua, FL footprints: Capital City Bank (8 branches, stress 54) in Alachua, FL; First Federal Bank (2 branches, stress 65) in Alachua, FL; Southstate Bank Na (2 branches, stress 48) in Alachua, FL.
HUD lists 18 assisted multifamily properties in Alachua County, FL with 1,916 units; 262 Alachua, FL units are assisted, 8 Alachua, FL properties under project-based Section 8.
10,945 of the 127,731 housing units in Alachua, FL sit vacant. Alachua County, FL permitted 1,362 multifamily units in twelve months; Alachua, FL's one-to-four unit structures added 839 units in Alachua County, FL.