ZIP 32603 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32603 (Alachua County, Florida) at a moderate 30/100 for overall property distress. The split runs 63/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (90/100), flood (NFIP) exposure (65/100). The pressure is most legible in institutional ownership (68/100), structural risk (63/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (11/100) register low.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 21% higher over three years (phase confidence 30/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

The vacancy rate is 25.8% — elevated. Home values center near $329,000, an affordability ratio of 19.9× — stretched. Around 78% of renters are cost-burdened. Educational attainment sits at 66% bachelor's-or-above. About 6,713 people live here, median age 21. The ZIP holds roughly 3,379 housing units. The tenure split is 10% owner-occupied to 90% rented. 62.0% of residents fall below the poverty threshold. Median household income is $14,580, below the U.S. median near $78,000. On demographic stress specifically, 32603 scores 69/100.

On the whole, 32603 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 32603 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 32603's 30/100 can be lined up against any neighbor in Alachua County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32603 reflects the current record instead of a stale or modeled snapshot.

The 30/100 figure for 32603 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 32603 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.