ZIP 32607 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 32607 in Alachua County, Florida comes in at 30, a moderate composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (90/100), flood (NFIP) exposure (65/100)). Its heaviest discrete signals: institutional ownership (68/100), structural risk (63/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (11/100) stay muted. The split runs 63/100 structural to 7/100 active on the ground.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.1% off the recent peak, and 19% higher over three years, at 30/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $321,900, an affordability ratio of 6.4×. At $46,517, median income runs below typical U.S. levels. The vacancy rate is 13.7% — elevated. On demographic stress specifically, 32607 scores 47/100. Owners hold 34% of homes, renters 66%. Around 61% of renters are cost-burdened. About 31,938 people live here, median age 27. There are about 16,965 housing units across 32607. Educational attainment sits at 53% bachelor's-or-above. Roughly 26.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 32607 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 32607 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 32607 shows blanks, not estimates, wherever the record is sparse.

The 30/100 for 32607 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 32607 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.