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ZIP 32631 Foreclosure, Tax-Lien & Distress Report

Alachua County, Florida · Cooling Market market

DLRadar grades ZIP 32631 (Alachua County, Florida) at a low 28/100 for overall property distress. Its heaviest discrete signals: institutional ownership (58/100), structural risk (57/100), construction/permit lag (24/100). By contrast, construction/permit lag (24/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (90/100). On the structural side it scores 57/100, with 0/100 of stress already active.

Prices here sit in a contraction phase: values held roughly flat over the trailing year, 2.1% off the recent peak, at 30/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 44% have a four-year degree. 100% of housing is owner-occupied. Home values center near $224,400. On demographic stress specifically, 32631 scores 14/100. The poverty rate is 3.9% — low. The vacancy rate is 11.5% — elevated. There are about 195 housing units across 32631. 282 residents call 32631 home, typically aged 59.

Net-net, 32631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 32631 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 32631's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 32631 shows as blanks, never estimates, and the score updates on every fresh public filing.

32631's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 32631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

28/100
Composite stress
57/100
Structural risk
0/100
Distress activity

ZIP 32631 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk90
32631 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 32631 distress snapshot

The live 32631 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Alachua County ZIPs near 32631

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Rules-based scoring — each signal ties to a public dataset · methodology

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