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ZIP 32091 Foreclosure, Tax-Lien & Distress Report

Bradford County, Florida · High Vacancy market

ZIP 32091's composite property-distress score is 24/100 - DLRadar classes that as low for Bradford County, Florida. Leading the profile are institutional ownership (65/100), structural risk (53/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (25/100). Environmental exposure also runs high (FEMA disaster exposure (99/100)). Structural risk reads 53/100 against active distress of 7/100.

The peak-phase market in 32091 posted values that rose 3.0% over the year, and 13% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $53,522 — below the roughly $78,000 national figure. About 16% have a four-year degree. The poverty rate is 23.0% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 36/100. Around 49% of renters are cost-burdened. The typical home is worth about $206,200 (3.3× income, relatively affordable). 16,062 residents call 32091 home, typically aged 39. There are about 6,685 housing units across 32091. The vacancy rate is 18.2% — elevated. The tenure split is 63% owner-occupied to 37% rented.

Taken together, 32091 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 3 distressed properties for 32091 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 32091's 24/100 can be lined up against any neighbor in Bradford County, Florida or any ZIP coast to coast. 32091 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 32091 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 32091 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

24/100
Composite stress
53/100
Structural risk
7/100
Distress activity

What is driving ZIP 32091’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk45
Another 9 scored dimensions sit behind 32091

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 3 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32091 distress snapshot

The live 32091 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Each signal above is traceable to an open dataset · methodology

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