Bradford County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Bradford County, FL distress report, 2026: 9 ZIPs scored in Bradford, FL, Bradford, FL average 25/100; the top Bradford, FL ZIP is 32656 at 32/100; Bradford, FL market phase peak, Bradford, FL prices +3.8% year over year.
- Bradford, FL ranks #554 nationally (opportunity index); Bradford, FL #52 in Florida; Bradford, FL index 33.1.
- Bradford, FL: no CFPB county sample; Bradford, FL non-metro area reading 1.2%.
- Bradford, FL ZIP phases: 8 peak, 1 contraction.
- Bradford, FL residential listings tracked: 50 across 5 ZIPs; Bradford, FL candidate listings 37.
- Bradford, FL lenders on watch: 3; largest Bradford, FL footprint First Federal Bank (1 branch).
- Bradford, FL most distressed ZIP: 32656 at 32/100.
Bradford, FL figures: DLRadar distress index; Bradford, FL inputs: CFPB, FHFA, HUD, FDIC; Bradford, FL rebuilt as sources refresh.
| Rank | Bradford, FL ZIP | Score |
|---|---|---|
| 1 | 32656 | 32/100 |
| 2 | 32666 | 30/100 |
| 3 | 32091 | 27/100 |
| 4 | 32058 | 26/100 |
| 5 | 32044 | 25/100 |
| 6 | 32622 | 25/100 |
| 7 | 32026 | 24/100 |
| 8 | 32054 | 19/100 |
| 9 | 32083 | 19/100 |
Most distressed Bradford, FL ZIPs (0-100, 2026)
Mortgage delinquency around Bradford, FL
No CFPB county sample covers Bradford, FL; the non-metro area reading for Bradford, FL: 1.2% ninety-plus; Bradford, FL area thirty-to-eighty-nine 3.4% (December 2025, Bradford, FL); Florida overall 1.2%.
Opportunity index: Bradford, FL
Bradford, FL index 33.1, Bradford, FL phase peak_opportunity; Bradford, FL primary driver vacancy, Bradford, FL second driver bank institutional. Bradford, FL components: property stress 23.5, foreclosure pressure 23.2, listing discounts 41.7, bank stress 46.3, insurance 0.0; Bradford, FL pulse 33.7; Bradford, FL capital opportunity 32.1.
ZIP market phases inside Bradford, FL
9 Bradford, FL ZIPs carry a price-cycle phase; Bradford, FL ZIPs by phase (Bradford, FL), deepest drawdown first: contraction, -0.7% YoY, 1.7% off peak (Bradford, FL): 32656; peak, +0.4% YoY, 0.8% off peak (Bradford, FL): 32666; peak, +3.0% YoY, 0.3% off peak (Bradford, FL): 32091; peak, +3.2% YoY, 0.3% off peak (Bradford, FL): 32622; peak, +3.5% YoY, 0.1% off peak (Bradford, FL): 32044; peak, +3.7% YoY, 0.1% off peak (Bradford, FL): 32058; peak, +3.8% YoY (Bradford, FL): 32026, 32054, 32083.
Residential listings by Bradford, FL ZIP
Bradford, FL ZIPs with the most tracked Bradford, FL residential listings: 32622 31 listings, 29 candidates, bank pressure 61; 32091 14 listings, 5 candidates, bank pressure 59; 32058 3 listings, 3 candidates, bank pressure 57; 32044 2 listings, 0 candidates, bank pressure 61 (Bradford, FL); 32026 0 listings, 0 candidates, bank pressure 53. Bradford, FL totals: 50 listings; Bradford, FL candidates 37; active ZIPs 3.
Lenders with branches in Bradford, FL
Bradford, FL lenders by branch count: First Federal Bank (Bradford, FL): stress 65, 1 branch low in Bradford, FL; Capital City Bank (Bradford, FL): stress 54, 1 branch low in Bradford, FL; Dlp Bank (Bradford, FL): stress 41, 1 branch low in Bradford, FL.
Vacancy and permits, Bradford, FL
1,609 of 10,887 Bradford, FL housing units are vacant; Bradford, FL permits, twelve months: 0 multifamily units in Bradford, FL, 84 one-to-four unit units.
Work Bradford, FL at the parcel level
Every Bradford, FL parcel carries owner and address; every Bradford, FL parcel carries APN; Bradford, FL distress scores sit on the Bradford, FL live board; Bradford, FL lead lists by signal.
Bradford, FL figures refresh with each source.
Bradford, FL questions
Most distressed ZIP code in Bradford County, FL?
ZIP 32656 leads Bradford, FL at 32/100; next in Bradford, FL: 32666 at 30/100; the Bradford, FL average is 25/100.
Where does Bradford County, FL rank for investment opportunity?
Bradford, FL is #554 among all ranked counties, #52 in Florida; the Bradford, FL driver is vacancy; Bradford, FL moved up 872 places.
How many mortgages are delinquent in Bradford County, FL?
Bradford, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Bradford, FL.
Which banks lend in Bradford County, FL?
3 watched lenders hold Bradford, FL branches; the largest Bradford, FL footprints are First Federal Bank (1), Capital City Bank (1), Dlp Bank (1).
More on Bradford, FL
Bradford County, FL distress report: public-record figures for Bradford, FL; not legal advice for Bradford, FL; not tax or investment advice; verify every Bradford, FL record before acting.