Columbia County, FL: Foreclosures, Tax Liens & Distressed Properties
Columbia County, FL, Florida: 8 ZIP codes scored, Columbia County, FL averaging 31/100 (moderate, Columbia, FL), from 26 to 32. Columbia County, FL is in its peak phase (Columbia, FL confidence 6/100): Columbia, FL home prices up 0.6% (Columbia, FL) over twelve months. Columbia County, FL lender headwind: 58/100.
Highest-scoring Columbia County, FL ZIPs: 32025 (32/100), 32038 (32/100), 32055 (32/100), 32061 (32/100), 32024 (31/100), 32094 (31/100). Also scored in Columbia County, FL: 32096, 32643.
Across Columbia County, FL's scored ZIPs: median home value $194,829, household income $57,959, 11.4% vacancy, 21.3% poverty, 69% owner-occupied, median age 42.9.
Columbia County, FL insurance distress 90/100 (#99 in the US); FEMA hazard 100/100 for Columbia, FL; 24 federal disaster declarations in Columbia County, FL since 2023 (9 hurricane); 15 Columbia, FL NFIP flood claims, $139K paid; Columbia, FL construction distress 56/100.
6 banks with 9 branches lend in Columbia County, FL; Columbia, FL weighted bank stress 66/100, highest 94/100 in Columbia, FL.
Columbia County, FL unemployment 5.5% (Columbia, FL -0.1 pts, six months); 171 new housing units permitted in Columbia County, FL over twelve months, Columbia, FL down 8% from 185; Columbia, FL home prices +11.8% a year (Columbia, FL) over three years.
30,300 housing units in Columbia County, FL; 7,782 Columbia, FL renter households; 43% of Columbia, FL renters spend 30%+ of income on rent, 19% (Columbia, FL) half or more.
Columbia County, FL ranks #554 nationally on the opportunity index (Columbia, FL, among all ranked counties); Columbia, FL scores 33.1/100 and Columbia, FL sits #52 inside Florida. Columbia, FL is in the peak_opportunity opportunity phase; Columbia, FL's primary driver is vacancy, Columbia, FL second driver construction; Columbia, FL moved up 689 places. 7 short-sale listings across Columbia, FL; 87 days on market observed in Columbia, FL; 11.3% vacancy over 8 Columbia, FL ZIPs.
No CFPB county sample covers Columbia County, FL. The non-metro area reading for Columbia, FL: 1.2% ninety-plus days late; Columbia, FL's thirty-to-eighty-nine share is 3.4% (Columbia, FL, December 2025 data); Florida overall 1.2%.
Columbia County, FL has 2 watched banks; 2 Columbia, FL banks sit in an elevated band. Columbia, FL footprints: First Federal Bank (3 branches, stress 65) in Columbia, FL; Seacoast National Bank (1 branch, stress 58) in Columbia, FL.
HUD lists 2 assisted multifamily properties in Columbia County, FL with 27 units; 26 Columbia, FL units are assisted, 1 Columbia, FL properties under project-based Section 8.
2,870 of the 30,300 housing units in Columbia, FL sit vacant. Columbia County, FL permitted 3 multifamily units in twelve months; Columbia, FL's one-to-four unit structures added 168 units in Columbia County, FL.