Madison County, FL: Foreclosures, Tax Liens & Distressed Properties

Across Madison County, Florida, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. There are 5 scored ZIPs in the county (mean composite 23/100). Across its ZIPs, composite distress spans 22 to 24 out of 100. Lender pressure in Madison County registers 62/100 — a elevated bank-stress headwind.

The county market is in a peak phase: home prices rose 3.8% over the past year (phase confidence 23/100). With pricing topped out, blanket buying underperforms so screen ZIP by ZIP.

Near the cycle top at +3.8% YoY (23/100 confidence), the wins are surgical — target the few ZIPs carrying distress. Bank stress at 62/100 signals what's coming: short sales and foreclosures accelerate.

The most-distressed ZIP codes in Madison County are 32059 (24/100), 32340 (24/100), 32350 (24/100), 32331 (23/100), 32336 (22/100), each with its own full DLRadar report.

On the housing-and-income side, the ZIPs DLRadar tracks across Madison County come in at a 19.9% poverty rate, 80% of homes owner-occupied, median home values around $117,360 (below the national figure), residents with a median age around 46.9, a 20.9% vacancy rate, incomes around $46,924. Numbers like these shape where pressure builds and how liquid the exit will be.

Madison County, Florida's 23/100 average over 5 ZIPs says Madison County is a screen-by-ZIP market where the ZIP scores point. Inside DLRadar, each Madison County property carries owner, address and APN, its own score, the lender behind it and an exit read.

Because Madison County, Florida is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Madison County against neighboring markets or the rest of Florida on equal footing.

Used properly, Madison County, Florida's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Madison County as a whole. What supports the Madison County read is documentary: filings from the recorder and courts, federal price and bank data, and blanks wherever coverage is thin.

At the ZIP level, the sharpest readings in Madison County are 32059 (24/100), 32340 (24/100), 32350 (24/100), 32331 (23/100), 32336 (22/100). Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Madison County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.