ZIP 31643 Foreclosure, Tax-Lien & Distress Report

In Brooks County, Georgia, ZIP 31643 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (77/100). Latent structural risk is 57/100 while live distress already moving reads 8/100. Leading the profile are institutional ownership (69/100), structural risk (57/100), construction/permit lag (48/100). On the quiet end sit mortgage stress (28/100).

The market reads expansion — home values rose 8.0% year on year, and 46% higher over three years (phase confidence 64/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $107,900 (2.2× income, relatively affordable). The poverty rate is 29.1% — high, a tax-stress and distress correlate. On demographic stress specifically, 31643 scores 35/100. Around 54% of renters are cost-burdened. 9,848 residents call 31643 home, typically aged 46. Around 11% of adults hold a bachelor's degree or higher. At $43,324, median income runs below typical U.S. levels. The tenure split is 69% owner-occupied to 31% rented. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 4,429 housing units.

Net-net, 31643 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 31643 at the moment; the composite and its components are still built from verifiable public records.

Whether 31643 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31643 can be compared directly against any other ZIP in Brooks County, Georgia or nationwide. Nothing here is interpolated — where a source is thin for 31643, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 31643 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 31643 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.