ZIP 32304 Foreclosure, Tax-Lien & Distress Report

ZIP 32304's composite property-distress score is 35/100 - DLRadar classes that as moderate for Leon County, Florida. The latent-versus-live split is 77/100 structural and 8/100 already moving. The most distinctive pressure shows up in structural risk (77/100), institutional ownership (69/100), construction/permit lag (56/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (94/100), flood (NFIP) exposure (73/100).

The market reads expansion — home values rose 5.8% year on year, and 18% higher over three years, at 58/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 18.6% — elevated. The demographic-stress sub-score lands at 51/100. Population is roughly 50,080 with a median age of 22. About 36% have a four-year degree. The ZIP holds roughly 23,676 housing units. Around 65% of renters are cost-burdened. A median home runs $150,900 here, or 4.8 times local income. Median household income is $30,823, below the U.S. median near $78,000. 13% of housing is owner-occupied. 49.4% of residents fall below the poverty threshold.

Taken together, 32304 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 2 distressed properties for 32304 — owner, address, APN, per-parcel score, bank exposure and exit read.

Because one deterministic model scores every ZIP, 32304's 35/100 can be lined up against any neighbor in Leon County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32304 reflects the current record instead of a stale or modeled snapshot.

Behind 32304's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 32304 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.