ZIP 32312 Property Distress & Foreclosure Data

ZIP code 32312 in Leon County, Florida carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (71/100), institutional ownership (69/100), construction/permit lag (33/100). By contrast, construction/permit lag (33/100) and mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (94/100), flood (NFIP) exposure (74/100). On the structural side it scores 71/100, with 8/100 of stress already active.

The market reads peak — home values rose 0.5% year on year, 1.8% off the recent peak, and 14% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $119,664 — above the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. About 64% have a four-year degree. The vacancy rate is 6.7%. About 31,966 people live here, median age 44. Around 45% of renters are cost-burdened. The ZIP holds roughly 13,052 housing units. On demographic stress specifically, 32312 scores 25/100. A median home runs $432,100 here, or 3.4 times local income.

Net-net, 32312 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.