ZIP 32322 Foreclosure, Tax-Lien & Distress Report
Franklin County, Florida · High Vacancy market
ZIP 32322's composite property-distress score is 25/100 - DLRadar classes that as low for Franklin County, Florida. On the structural side it scores 56/100, with 10/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (97/100), flood (NFIP) exposure (81/100)). Its standout signals are institutional ownership (70/100), structural risk (56/100), mortgage stress (33/100). By contrast, mortgage stress (33/100) and construction/permit lag (31/100) register low.
The market reads peak — home values rose 3.8% year on year, and 29% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
4,348 residents call 32322 home, typically aged 41. About 16% have a four-year degree. Home values center near $239,400, an affordability ratio of 3.7× — accessible. The tenure split is 77% owner-occupied to 23% rented. At $58,030, median income runs below typical U.S. levels. The ZIP holds roughly 1,825 housing units. Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 43.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 29% of tenant households.
Taken together, 32322 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 32322 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 32322 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 32322 reflects the current record instead of a stale or modeled snapshot.
The 25/100 figure for 32322 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 32322 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 32322’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 32322 Stress Report snapshot
The live 32322 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Franklin County
More distress data near 32322
Other reports tied to Franklin County, Florida — ZIP, county and statewide.
See every distressed parcel in 32322
Every distressed parcel in 32322 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology