ZIP 32321 Foreclosure, Tax-Lien & Distress Report
Liberty County, Florida · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 32321 in Liberty County, Florida comes in at 12, a minimal composite-distress reading. Its heaviest discrete signals: institutional ownership (53/100), structural risk (25/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100) and construction/permit lag (2/100). The split runs 25/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (98/100).
Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 36% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 32321 scores 30/100. There are about 2,277 housing units across 32321. Median household income is $53,491, below the U.S. median near $78,000. About 16% have a four-year degree. Rent burden reaches 35% of tenant households. 80% of housing is owner-occupied. A median home runs $148,600 here, or 2.4 times local income. 5,792 residents call 32321 home, typically aged 38. The poverty rate is 22.0% — high, a tax-stress and distress correlate. The vacancy rate is 23.9% — elevated.
Taken together, 32321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Inside the full report, DLRadar lists 3 distressed properties for 32321 — owner, address, APN, per-parcel score, bank exposure and exit read.
Because one deterministic model scores every ZIP, 32321's 12/100 can be lined up against any neighbor in Liberty County, Florida or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 32321 reflects the current record instead of a stale or modeled snapshot.
Each component behind 32321 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. For a buyer, 32321 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 32321
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 3 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
32321 at a glance
Current distress, phase, housing and lender-pressure figures for 32321, drawn from the same report attached to each property.
Nearby ZIPs in Liberty County
More distress data near 32321
Keep going: ZIP, county and state distress coverage for Liberty County, Florida.
Unlock the full ZIP 32321 acquisition report
See who owns each distressed property in 32321, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology