ZIP 32456 Property Distress & Foreclosure Data

Gulf County, Florida's ZIP 32456 registers 31/100 composite distress, which DLRadar reads as moderate. Structural risk reads 68/100 against active distress of 10/100. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (61/100). The most distinctive pressure shows up in institutional ownership (81/100), structural risk (68/100), construction/permit lag (60/100). By contrast, mortgage stress (34/100) register low.

The market reads neutral — home values rose 3.6% year on year, and 12% higher over three years, at 20/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 43.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 32456 scores 37/100. About 7,304 people live here, median age 58. The tenure split is 81% owner-occupied to 19% rented. Rent burden reaches 64% of tenant households. There are about 6,477 housing units across 32456. A median home runs $378,500 here, or 4.6 times local income. About 37% have a four-year degree. Roughly 7.8% live below the poverty line. Households earn a median $73,723 — near the roughly $78,000 national figure.

Net-net, 32456 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.