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Franklin County, FL: Foreclosures, Tax Liens & Distressed Properties

Franklin County, FL, Florida: 8 ZIP codes scored, Franklin County, FL averaging 26/100 (low, Franklin, FL), from 12 to 32. Franklin County, FL is in its peak phase (Franklin, FL confidence 23/100): Franklin, FL home prices up 3.8% (Franklin, FL) over twelve months. Franklin County, FL lender headwind: 0/100.

Highest-scoring Franklin County, FL ZIPs: 32456 (32/100), 32346 (31/100), 32358 (31/100), 32320 (26/100), 32322 (26/100), 32323 (26/100). Also scored in Franklin County, FL: 32328, 32321.

Across Franklin County, FL's scored ZIPs: median home value $271,000, household income $62,625, 43.9% vacancy, 15.5% poverty, 69% owner-occupied, median age 49.6.

Franklin County, FL insurance distress 94/100 (#42 in the US); FEMA hazard 98/100 for Franklin, FL; 15 federal disaster declarations in Franklin County, FL since 2023 (3 hurricane); 38 Franklin, FL NFIP flood claims, $1.1M paid; Franklin, FL construction distress 34/100.

2 banks with 5 branches lend in Franklin County, FL; Franklin, FL weighted bank stress 33/100, highest 71/100 in Franklin, FL.

Franklin County, FL unemployment 5.0% (Franklin, FL -0.7 pts, six months); 133 new housing units permitted in Franklin County, FL over twelve months, Franklin, FL up 20% from 111; Franklin, FL home prices +10.0% a year (Franklin, FL) over three years.

8,562 housing units in Franklin County, FL; 1,120 Franklin, FL renter households; 41% of Franklin, FL renters spend 30%+ of income on rent, 18% (Franklin, FL) half or more.

Franklin County, FL ranks #246 nationally on the opportunity index (Franklin, FL, among all ranked counties); Franklin, FL scores 35.4/100 and Franklin, FL sits #32 inside Florida. Franklin, FL is in the peak_opportunity opportunity phase; Franklin, FL's primary driver is vacancy, Franklin, FL second driver bank institutional; Franklin, FL moved up 103 places. 4 short-sale listings across Franklin, FL; 52 days on market observed in Franklin, FL; 38.1% vacancy over 8 Franklin, FL ZIPs.

No CFPB county sample covers Franklin County, FL. The non-metro area reading for Franklin, FL: 1.2% ninety-plus days late; Franklin, FL's thirty-to-eighty-nine share is 3.4% (Franklin, FL, December 2025 data); Florida overall 1.2%.

3,613 of the 8,562 housing units in Franklin, FL sit vacant. Franklin County, FL permitted 0 multifamily units in twelve months; Franklin, FL's one-to-four unit structures added 133 units in Franklin County, FL.

Peak
Market phase
3.8%
Franklin, FL HPI YoY
0%
Drawdown
23
Franklin confidence

Top Franklin County ZIP codes by stress score

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