ZIP 32420 Property Distress & Foreclosure Data

ZIP code 32420 in Jackson County, Florida carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (67/100), structural risk (65/100), construction/permit lag (42/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (72/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 65/100 structural and 8/100 already moving.

The market reads neutral — home values rose 3.4% year on year (phase confidence 19/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 91% owner-occupied to 9% rented. Around 55% of renters are cost-burdened. Roughly 14.6% live below the poverty line. About 10% have a four-year degree. The vacancy rate is 22.7% — elevated. A median home runs $119,600 here, or 2.6 times local income. Households earn a median $46,455 — below the roughly $78,000 national figure. About 2,232 people live here, median age 58. On demographic stress specifically, 32420 scores 31/100. The ZIP holds roughly 1,565 housing units.

Net-net, 32420 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.