ZIP 32440 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 32440 in Jackson County, Florida comes in at 29, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (65/100). Structurally it carries 64/100, against 8/100 of stress already in motion. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (63/100), construction/permit lag (62/100). By contrast, mortgage stress (25/100) register low.

The peak-phase market in 32440 posted values that rose 3.8% over the year, and 2% lower over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $53,974, below the U.S. median near $78,000. The poverty rate is 23.5% — high, a tax-stress and distress correlate. Educational attainment sits at 14% bachelor's-or-above. Owners hold 66% of homes, renters 34%. Around 32% of renters are cost-burdened. The typical home is worth about $115,700 (1.6× income, relatively affordable). On demographic stress specifically, 32440 scores 28/100. There are about 2,566 housing units across 32440. The vacancy rate is 14.1% — elevated. Population is roughly 8,048 with a median age of 39.

Net-net, 32440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 32440 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 32440's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 32440, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 32440 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 32440 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.