ZIP 32440 Property Distress & Foreclosure Data

DLRadar grades ZIP 32440 (Jackson County, Florida) at a low 27/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (65/100). On the structural side it scores 59/100, with 8/100 of stress already active. Property-level stress concentrates in institutional ownership (63/100), structural risk (59/100), construction/permit lag (42/100). mortgage stress (25/100) stay muted.

Prices here sit in a neutral phase: values rose 3.4% over the trailing year, and 2% lower over three years (phase confidence 19/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $53,974, below the U.S. median near $78,000. 23.5% of residents fall below the poverty threshold. Educational attainment sits at 14% bachelor's-or-above. Owners hold 66% of homes, renters 34%. Around 32% of renters are cost-burdened. Home values center near $115,700, an affordability ratio of 1.6× — accessible. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 2,566 housing units. The vacancy rate is 14.1% — elevated. 8,048 residents call 32440 home, typically aged 39.

Taken together, 32440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.