ZIP 36314 Property Distress & Foreclosure Data

In Geneva County, Alabama, ZIP 36314 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (84/100), structural risk (52/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 52/100 structural and 6/100 already moving.

The market reads expansion — home values rose 6.7% year on year, 1.3% off the recent peak (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $67,100. 6.4% of residents fall below the poverty threshold. Median household income is $57,930, below the U.S. median near $78,000. Owners hold 82% of homes, renters 18%. Around 14% of renters are cost-burdened. The vacancy rate is 1.3%. Educational attainment sits at 11% bachelor's-or-above. The ZIP holds roughly 202 housing units. DLRadar's demographic-stress index for the area reads 22/100. About 613 people live here, median age 36.

Net-net, 36314 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.