ZIP 36314 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36314 (Geneva County, Alabama) lands at 24/100 — low on DLRadar's public-record scoring. What sets it apart are the readings on construction/permit lag (86/100), structural risk (52/100), institutional ownership (43/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (78/100)). Structural exposure scores 52 and live distress 6 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 1.2% over the trailing year, 2.0% off the recent peak, at 61/100 phase confidence. A cooling market tends to open discount-to-value windows.

Home values center near $67,100. The poverty rate is 6.4% — low. Median household income is $57,930, below the U.S. median near $78,000. The tenure split is 82% owner-occupied to 18% rented. Rent burden reaches 14% of tenant households. The vacancy rate is 1.3%. Around 11% of adults hold a bachelor's degree or higher. There are about 202 housing units across 36314. DLRadar's demographic-stress index for the area reads 22/100. 613 residents call 36314 home, typically aged 36.

On the whole, 36314 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36314 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 36314 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 36314 stays directly comparable to neighboring ZIPs and the rest of Geneva County, Alabama. 36314 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 36314 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 36314 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.