Geneva County, AL: Foreclosures, Tax Liens & Distressed Properties

Geneva County, AL, Alabama: 14 ZIP codes scored, Geneva County, AL averaging 25/100 (low, Geneva, AL), from 22 to 29. Geneva County, AL is in its contraction phase (Geneva, AL confidence 61/100): Geneva, AL home prices down 1.2% (Geneva, AL) over twelve months, 2.0% under their peak. Geneva County, AL lender headwind: 5/100.

Highest-scoring Geneva County, AL ZIPs: 36301 (29/100), 36305 (26/100), 36313 (26/100), 36314 (26/100), 36340 (26/100), 36344 (26/100). Also scored in Geneva County, AL: 36352, 36453, 36316, 36318, 36477, 36322, 36375, 36442.

Across Geneva County, AL's scored ZIPs: median home value $147,221, household income $57,670, 14.6% vacancy, 14.4% poverty, 78% owner-occupied, median age 45.1.

Geneva County, AL insurance distress 44/100 (#1,249 in the US); FEMA hazard 87/100 for Geneva, AL; 3 federal disaster declarations in Geneva County, AL since 2023 (3 hurricane); Geneva, AL construction distress 78/100.

5 banks with 9 branches lend in Geneva County, AL; Geneva, AL weighted bank stress 54/100, highest 75/100 in Geneva, AL.

Geneva County, AL unemployment 3.4% (Geneva, AL +0.4 pts, six months); 18 new housing units permitted in Geneva County, AL over twelve months, Geneva, AL down 51% from 37; Geneva, AL home prices +9.9% a year (Geneva, AL) over three years.

12,584 housing units in Geneva County, AL; 2,292 Geneva, AL renter households; 29% of Geneva, AL renters spend 30%+ of income on rent, 17% (Geneva, AL) half or more.

Geneva County, AL ranks #419 nationally on the opportunity index (Geneva, AL, among all ranked counties); Geneva, AL scores 33.8/100 and Geneva, AL sits #18 inside Alabama. Geneva, AL is in the peak_opportunity opportunity phase; Geneva, AL's primary driver is vacancy, Geneva, AL second driver construction; Geneva, AL moved up 223 places. 4 short-sale listings across Geneva, AL; 39 days on market observed in Geneva, AL; 14.8% vacancy over 14 Geneva, AL ZIPs.

No CFPB county sample covers Geneva County, AL. The metro area reading for Geneva, AL (Dothan, AL): 1.3% ninety-plus days late; Geneva, AL's thirty-to-eighty-nine share is 3.3% (Geneva, AL, December 2025 data); Alabama overall 1.1%.

Geneva County, AL has 4 watched banks; 4 Geneva, AL banks sit in an elevated band. Geneva, AL footprints: Friend Bank (3 branches, stress 46) in Geneva, AL; First Nb Of Hartford (2 branches, stress 58) in Geneva, AL; Samson Banking Co Inc (2 branches, stress 49) in Geneva, AL.

1,937 of the 12,584 housing units in Geneva, AL sit vacant. Geneva County, AL permitted 3 multifamily units in twelve months; Geneva, AL's one-to-four unit structures added 15 units in Geneva County, AL.