Geneva County, AL: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Geneva County, Alabama carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Across its ZIPs, composite distress spans 19 to 29 out of 100. County-level credit and bank headwind reads 5/100 — low. The county spans 14 scored ZIP codes, averaging 24/100 composite distress.

The contraction-phase county posted home values that fell 1.2% over twelve months and 2.0% down from peak (phase confidence 61/100). As the cycle turns down, seller motivation builds and distressed-to-retail spreads widen.

With Geneva County at -1.2% YoY (61/100 confidence), patience pays here while exits stay cautious. A steady 5/100 bank reading favors tax delinquency, probate and liens.

The most-distressed ZIP codes in Geneva County are 36301 (29/100), 36305 (25/100), 36352 (25/100), 36313 (24/100), 36314 (24/100), 36340 (24/100), each with its own full DLRadar report. Further scored ZIPs: 36344, 36453, 36316, 36318, 36477, 36442, 36375, 36322.

Underneath the scores, the ZIPs DLRadar tracks across Geneva County come in at home values averaging roughly $147,221, below the US, a 14.6% vacancy rate, an owner-occupied share of 78%, 14.4% of households below the poverty line, residents with a median age around 45.1, incomes around $57,670. Income, equity and tenure like these signal who sells under pressure and how fast a deal moves.

With a low 24/100 reading over 14 ZIPs, Geneva County is a screen-by-ZIP market for a disciplined buyer. Unlock Geneva County to see every parcel's owner, address and APN, a score, the bank behind the note and how fast it should sell.

Whether Geneva County, Alabama carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Geneva County can be compared directly against any county in the country.

The point of scoring Geneva County, Alabama is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. All Geneva County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Geneva County's highest-scoring ZIPs are 36301 (29/100), 36305 (25/100), 36352 (25/100), 36313 (24/100), 36314 (24/100), 36340 (24/100). DLRadar also scores 36344, 36453, 36316, 36318, 36477, 36442, 36375, 36322 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Geneva County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.