ZIP 36340 Property Distress & Foreclosure Data

ZIP code 36340 in Geneva County, Alabama carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 52 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (84/100), structural risk (52/100), institutional ownership (45/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100).

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, 1.3% off the recent peak, and 9% higher over three years, at 61/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,340 residents call 36340 home, typically aged 45. The typical home is worth about $107,100 (2.3× income, relatively affordable). Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal. At $48,681, median income runs below typical U.S. levels. The poverty rate is 25.4% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 28/100. 71% of housing is owner-occupied. There are about 2,352 housing units across 36340. Rent burden reaches 22% of tenant households. Around 16% of adults hold a bachelor's degree or higher.

Taken together, 36340 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.