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ZIP 36340 Foreclosure, Tax-Lien & Distress Report

Geneva County, Alabama · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 36340 in Geneva County, Alabama comes in at 24, a low composite-distress reading. Structural risk reads 52/100 against active distress of 6/100. Its heaviest discrete signals: construction/permit lag (86/100), structural risk (52/100), institutional ownership (43/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The contraction-phase market in 36340 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 9% higher over three years, at 61/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 5,340 with a median age of 45. A median home runs $107,100 here, or 2.3 times local income. The vacancy rate is 14.2% — elevated. Median household income is $48,681, below the U.S. median near $78,000. Roughly 25.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 36340 scores 28/100. Owners hold 71% of homes, renters 29%. There are about 2,352 housing units across 36340. Around 22% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher.

Net-net, 36340 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36340 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 36340's 24/100 can be lined up against any neighbor in Geneva County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 36340, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

36340's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 36340 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

24/100
Composite stress
52/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 36340

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk47
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 36340 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Geneva County

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Deterministic scoring, sourced entirely from public data · methodology

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