ZIP 36344 Foreclosure, Tax-Lien & Distress Report

ZIP code 36344 in Geneva County, Alabama carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 52/100 against active distress of 6/100. Its heaviest discrete signals: construction/permit lag (86/100), structural risk (52/100), institutional ownership (43/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The contraction-phase market in 36344 posted values that fell 1.2% over the year, 2.0% off the recent peak, and 24% higher over three years (phase confidence 61/100). A cooling market tends to open discount-to-value windows.

About 5,345 people live here, median age 37. The typical home is worth about $173,500 (2.6× income, relatively affordable). The tenure split is 72% owner-occupied to 28% rented. The demographic-stress sub-score lands at 31/100. There are about 2,457 housing units across 36344. Educational attainment sits at 15% bachelor's-or-above. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $61,635 — below the roughly $78,000 national figure. Vacancy runs 17.0%, above the national norm and a classic distress-and-opportunity signal. Around 40% of renters are cost-burdened.

Taken together, 36344 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36344 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 36344 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Geneva County, Alabama and the nation. 36344 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

36344's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 36344 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.