ZIP 36305 Property Distress & Foreclosure Data

In Houston County, Alabama, ZIP 36305 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (73/100). On the structural side it scores 64/100, with 7/100 of stress already active. Its standout signals are structural risk (64/100), institutional ownership (57/100), construction/permit lag (56/100). By contrast, mortgage stress (23/100) register low.

The market reads expansion — home values rose 6.7% year on year, 1.3% off the recent peak, and 16% higher over three years (phase confidence 61/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 68% of homes, renters 32%. About 17,592 people live here, median age 42. DLRadar's demographic-stress index for the area reads 26/100. Around 30% of renters are cost-burdened. Median household income is $81,438, near the U.S. median near $78,000. Educational attainment sits at 35% bachelor's-or-above. 7.9% of residents fall below the poverty threshold. Home values center near $251,000, an affordability ratio of 2.9× — accessible. The ZIP holds roughly 7,532 housing units. The vacancy rate is 8.6%.

Net-net, 36305 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.