Houston County, AL: Foreclosures, Tax Liens & Distressed Properties
Houston County, AL, Alabama: 14 ZIP codes scored, Houston County, AL averaging 27/100 (low, Houston, AL), from 22 to 29. Houston County, AL is in its contraction phase (Houston, AL confidence 61/100): Houston, AL home prices down 1.2% (Houston, AL) over twelve months, 2.0% under their peak. Houston County, AL lender headwind: 48/100.
Highest-scoring Houston County, AL ZIPs: 36301 (29/100), 36303 (29/100), 36312 (29/100), 36320 (29/100), 36321 (29/100), 36343 (29/100). Also scored in Houston County, AL: 36370, 36376, 36305, 36352, 36319, 36345, 36350, 36375.
Across Houston County, AL's scored ZIPs: median home value $161,486, household income $57,982, 14.8% vacancy, 15.8% poverty, 74% owner-occupied, median age 42.1.
Houston County, AL insurance distress 86/100 (#205 in the US); FEMA hazard 87/100 for Houston, AL; 3 federal disaster declarations in Houston County, AL since 2023 (3 hurricane); 15 Houston, AL NFIP flood claims, $441K paid; Houston, AL construction distress 21/100.
14 banks with 34 branches lend in Houston County, AL; Houston, AL weighted bank stress 63/100, highest 80/100 in Houston, AL.
Houston County, AL unemployment 3.6% (Houston, AL +0.2 pts, six months); 517 new housing units permitted in Houston County, AL over twelve months, Houston, AL up 31% from 396; Houston, AL home prices +8.9% a year (Houston, AL) over three years.
50,158 housing units in Houston County, AL; 15,365 Houston, AL renter households; 42% of Houston, AL renters spend 30%+ of income on rent, 21% (Houston, AL) half or more.
Houston County, AL ranks #1,409 nationally on the opportunity index (Houston, AL, among all ranked counties); Houston, AL scores 29.7/100 and Houston, AL sits #56 inside Alabama. Houston, AL is in the early_signal opportunity phase; Houston, AL's primary driver is vacancy, Houston, AL second driver bank institutional; Houston, AL moved up 370 places. 4 short-sale listings across Houston, AL; 126 days on market observed in Houston, AL; 14.4% vacancy over 14 Houston, AL ZIPs.
No CFPB county sample covers Houston County, AL. The metro area reading for Houston, AL (Dothan, AL): 1.3% ninety-plus days late; Houston, AL's thirty-to-eighty-nine share is 3.3% (Houston, AL, December 2025 data); Alabama overall 1.1%.
Houston County, AL has 7 watched banks; 7 Houston, AL banks sit in an elevated band. Houston, AL footprints: Midsouth Bank (5 branches, stress 80) in Houston, AL; Regions Bank (5 branches, stress 57) in Houston, AL; River Bank&Trust (2 branches, stress 65) in Houston, AL.
HUD lists 12 assisted multifamily properties in Houston County, AL with 860 units; 280 Houston, AL units are assisted, 3 Houston, AL properties under project-based Section 8.
6,856 of the 50,158 housing units in Houston, AL sit vacant. Houston County, AL permitted 118 multifamily units in twelve months; Houston, AL's one-to-four unit structures added 399 units in Houston County, AL.