ZIP 36345 Foreclosure, Tax-Lien & Distress Report

In Henry County, Alabama, ZIP 36345 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in institutional ownership (57/100), structural risk (55/100), construction/permit lag (52/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (67/100). The split runs 55/100 structural to 7/100 active on the ground.

Prices here sit in a contraction phase: values fell 1.0% over the trailing year, 1.9% off the recent peak, and 27% higher over three years (phase confidence 57/100). Falling values surface more motivated sellers and below-market exits.

10.0% of residents fall below the poverty threshold. Educational attainment sits at 29% bachelor's-or-above. Median household income is $71,647, near the U.S. median near $78,000. Home values center near $200,800, an affordability ratio of 2.5× — accessible. Rent burden reaches 29% of tenant households. There are about 3,660 housing units across 36345. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. 8,838 residents call 36345 home, typically aged 41.

On the whole, 36345 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36345 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 36345's 24/100 can be lined up against any neighbor in Henry County, Alabama or any ZIP coast to coast. Where the public record is thin for 36345, the field stays empty rather than modeled, and fills in as new documents post.

Behind 36345's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 36345 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.