ZIP 36477 Property Distress & Foreclosure Data

In Geneva County, Alabama, ZIP 36477 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (66/100), structural risk (50/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 50/100, with 6/100 of stress already active.

The expansion-phase market in 36477 posted values that rose 6.3% over the year, 1.2% off the recent peak (phase confidence 55/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $49,744 — below the roughly $78,000 national figure. About 8% have a four-year degree. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 36477 scores 27/100. Population is roughly 4,363 with a median age of 49. The ZIP holds roughly 2,322 housing units. The vacancy rate is 20.9% — elevated. Around 21% of renters are cost-burdened. A median home runs $115,400 here, or 2.0 times local income.

On the whole, 36477 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.