ZIP 36442 Property Distress & Foreclosure Data

Composite property distress in 36442 (Covington County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (79/100). The latent-versus-live split is 57/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (57/100), institutional ownership (45/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $50,456, median income runs below typical U.S. levels. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 11% of adults hold a bachelor's degree or higher. 3,615 residents call 36442 home, typically aged 40. The vacancy rate is 29.6% — elevated. The typical home is worth about $117,700 (2.4× income, relatively affordable). Around 27% of renters are cost-burdened. The demographic-stress sub-score lands at 30/100. 73% of housing is owner-occupied. The ZIP holds roughly 1,928 housing units.

Taken together, 36442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.