Covington County, AL: Foreclosures, Tax Liens & Distressed Properties

Covington County, AL, Alabama: 13 ZIP codes scored, Covington County, AL averaging 23/100 (low, Covington, AL), from 19 to 26. Covington County, AL is in its expansion phase (Covington, AL confidence 34/100): Covington, AL home prices up 5.0% (Covington, AL) over twelve months. Covington County, AL lender headwind: 40/100.

Highest-scoring Covington County, AL ZIPs: 36453 (26/100), 36483 (26/100), 36420 (24/100), 36477 (24/100), 36467 (23/100), 36038 (22/100). Also scored in Covington County, AL: 36442, 36455, 36456, 36476, 36421, 36474, 36028.

Across Covington County, AL's scored ZIPs: median home value $124,536, household income $51,025, 24.2% vacancy, 23.2% poverty, 70% owner-occupied, median age 45.8.

Covington County, AL insurance distress 37/100 (#1,367 in the US); FEMA hazard 73/100 for Covington, AL; 2 federal disaster declarations in Covington County, AL since 2023 (2 hurricane); Covington, AL construction distress 23/100.

7 banks with 11 branches lend in Covington County, AL; Covington, AL weighted bank stress 59/100, highest 71/100 in Covington, AL.

Covington County, AL unemployment 3.6% (Covington, AL +0.4 pts, six months); 13 new housing units permitted in Covington County, AL over twelve months, Covington, AL up 30% from 10; Covington, AL home prices +10.5% a year (Covington, AL) over three years.

18,714 housing units in Covington County, AL; 3,520 Covington, AL renter households; 37% of Covington, AL renters spend 30%+ of income on rent, 16% (Covington, AL) half or more.

Covington County, AL ranks #568 nationally on the opportunity index (Covington, AL, among all ranked counties); Covington, AL scores 33.1/100 and Covington, AL sits #23 inside Alabama. Covington, AL is in the peak_opportunity opportunity phase; Covington, AL's primary driver is vacancy, Covington, AL second driver bank institutional; Covington, AL moved up 431 places. 5 short-sale listings across Covington, AL; 115 days on market observed in Covington, AL; 22.4% vacancy over 13 Covington, AL ZIPs.

No CFPB county sample covers Covington County, AL. The non-metro area reading for Covington, AL: 1.6% ninety-plus days late; Covington, AL's thirty-to-eighty-nine share is 4.7% (Covington, AL, December 2025 data); Alabama overall 1.1%.

Covington County, AL has 4 watched banks; 4 Covington, AL banks sit in an elevated band. Covington, AL footprints: Southern Independent Bank (3 branches, stress 63) in Covington, AL; Regions Bank (2 branches, stress 57) in Covington, AL; Ccb Community Bank (2 branches, stress 45) in Covington, AL.

HUD lists 3 assisted multifamily properties in Covington County, AL with 102 units; 98 Covington, AL units are assisted, 2 Covington, AL properties under project-based Section 8.

4,072 of the 18,714 housing units in Covington, AL sit vacant. Covington County, AL permitted 0 multifamily units in twelve months; Covington, AL's one-to-four unit structures added 13 units in Covington County, AL.