ZIP 36420 Property Distress & Foreclosure Data

Covington County, Alabama's ZIP 36420 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (63/100), institutional ownership (48/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100)). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The peak-phase market in 36420 posted values that rose 4.2% over the year, and 27% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 23.4% — elevated. Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $50,126 — below the roughly $78,000 national figure. About 25% have a four-year degree. Population is roughly 10,358 with a median age of 41. On demographic stress specifically, 36420 scores 34/100. The ZIP holds roughly 5,028 housing units. The tenure split is 74% owner-occupied to 27% rented. Around 45% of renters are cost-burdened. A median home runs $167,800 here, or 3.3 times local income.

On the whole, 36420 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.