ZIP 36476 Foreclosure, Tax-Lien & Distress Report
Covington County, Alabama · High Vacancy market
ZIP code 36476 in Covington County, Alabama carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 45/100 structural and 0/100 already moving. What sets it apart are the readings on structural risk (45/100), institutional ownership (43/100), construction/permit lag (20/100). construction/permit lag (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100), FEMA disaster exposure (78/100).
The market reads expansion — home values rose 5.0% year on year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 43 people live here, median age 50. There are about 33 housing units across 36476. Roughly 48.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 0% bachelor's-or-above. Owners hold 29% of homes, renters 71%. Rent burden reaches 100% of tenant households. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 64/100.
Taken together, 36476 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36476 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 36476 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36476 shows as blanks, never estimates, and the score updates on every fresh public filing.
36476's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 36476 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 36476 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 36476 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock the full ZIP 36476 acquisition report
Every distressed parcel in 36476 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology