ZIP 36476 Property Distress & Foreclosure Data

ZIP code 36476 in Covington County, Alabama carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 57 and live distress 0 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (65/100), structural risk (57/100), institutional ownership (45/100). It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 4.2% year on year, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 43 people live here, median age 50. There are about 33 housing units across 36476. 48.8% of residents fall below the poverty threshold. Educational attainment sits at 0% bachelor's-or-above. Owners hold 29% of homes, renters 71%. Rent burden reaches 100% of tenant households. Vacancy runs 30.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 64/100.

Net-net, 36476 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

27/100
Composite stress
57/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 36476

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk79
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Covington County

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Deterministic. Every signal traces to a public dataset · methodology