ZIP 36455 Property Distress & Foreclosure Data

DLRadar grades ZIP 36455 (Covington County, Alabama) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (65/100), structural risk (57/100), institutional ownership (45/100). By contrast, mortgage stress (20/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (79/100). On the structural side it scores 57/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.2% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

15.5% of residents fall below the poverty threshold. Educational attainment sits at 7% bachelor's-or-above. Median household income is $37,500, below the U.S. median near $78,000. The ZIP holds roughly 227 housing units. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 56% of homes, renters 44%. Around 47% of renters are cost-burdened. The vacancy rate is 37.7% — elevated. Home values center near $67,800, an affordability ratio of 1.9× — accessible. About 284 people live here, median age 57.

Net-net, 36455 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.