ZIP 36455 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36455 (Covington County, Alabama) returns a low composite of 22/100. Its heaviest discrete signals: structural risk (45/100), institutional ownership (43/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (20/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), FEMA disaster exposure (78/100). Structural risk reads 45/100 against active distress of 6/100.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 15.5%. Around 7% of adults hold a bachelor's degree or higher. Median household income is $37,500, below the U.S. median near $78,000. The ZIP holds roughly 227 housing units. On demographic stress specifically, 36455 scores 34/100. The tenure split is 56% owner-occupied to 44% rented. Rent burden reaches 47% of tenant households. Vacancy runs 37.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $67,800 here, or 1.9 times local income. About 284 people live here, median age 57.

Net-net, 36455 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36455 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 36455 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 36455 stays directly comparable to neighboring ZIPs and the rest of Covington County, Alabama. The score is rebuilt from public data as it updates, so 36455 reflects the current record instead of a stale or modeled snapshot.

Behind 36455's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 36455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.