ZIP 32567 Property Distress & Foreclosure Data

DLRadar grades ZIP 32567 (Okaloosa County, Florida) at a moderate 35/100 for overall property distress. Property-level stress concentrates in structural risk (71/100), construction/permit lag (69/100), institutional ownership (60/100). By contrast, mortgage stress (32/100) and foreclosure activity (14/100) register low. The latent-versus-live split is 71/100 structural and 16/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (91/100).

The market reads neutral — home values rose 4.2% year on year, and 4% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 16% have a four-year degree. A median home runs $289,800 here, or 3.5 times local income. The ZIP holds roughly 2,279 housing units. Around 20% of renters are cost-burdened. Households earn a median $66,215 — below the roughly $78,000 national figure. On demographic stress specifically, 32567 scores 29/100. About 4,820 people live here, median age 34. The tenure split is 87% owner-occupied to 13% rented. Roughly 14.4% live below the poverty line. The vacancy rate is 18.9% — elevated.

Net-net, 32567 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 283 individual distressed properties in 32567, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.